How it's being done is not clear. But in last month's Investor's Day, CEO Brad Smith sketched out how Intuit is helping small businesses get financing in what is clearly a test. Whether this should be called brokering or not, Intuit is using data analysis to help businesses overcome credit scores. Smith noted that six out of 10 businesses are denied loans because of their FICA scores. "We have the ability to look inside of QuickBooks and to look at invoices you have sent out and receivables you have coming and your cash flow," Smith said.