Payment Solutions “preauthorizes a customer’s purchases against a credit card during the order entry process and bills the credit card at the time of invoicing, including one-time payments or scheduled installments against an account.” The systems includes fully-tokenized data and encrypted transmissions to provide security, Electronic Check Processing, Interchange Savings with Level II/III processing capabilities, EMV-certified terminals and pin pads for card-present transaction, an Account Updater for  automatically keeping credit card information current, transparent Interchange-plus Pricing; and  next-day availability of funds on all card types.