If you think about it, the fact that Microsoft's heavily touting a cloud-based version of Dynamics CRM, then Internet-based versions of the accounting products are inevitable, unless it wants to become the next Salesforce. A quick search of LinkedIn via its advanced search feature, plugging in words such as Microsoft, cloud, SaaS, engineer, manager, architect and director, quickly brings up a few employees involved in developing something in the cloud for ERP and SaaS products for small to medium-sized business. Supposing these people have teams working with them, then something is being hatched. But when is anything likely to emerge from the oven? I've heard some betting on 2012 with one thought that the relationship of ISVs for the on-premise products to the SaaS versions is a tough issue.